What? Wait a minute there, Bank of America. You say you are going to charge me $5 per month to use my money with the debit card you want me to have? What's up with that!?
Are you saying you want me to use my checks - which you are already charging me money to purchase, then $3 per month to write them, and now you want to charge me money for using MY money at stores?
In other words, you are saying you want me to deposit my money in your bank and NOT use it until the end of the month - after I have used your credit card all month to buy stuff, then pay off my balance in full with the money from my checking/debit account.
Why didn't you say so? This is so freaking stupid. It doesn't take rocket science to figure out what you are trying to do. Circumvent the banking regulations by charging me money to use my money. You must not really want my direct deposit - which costs you nothing to receive. Maybe my employer can figure out a way to charge YOU money to receive my money - and give me a raise for putting my money in your bank.
Think about it. I think I'll take the cash.
Trish Lyons
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